Are you facing financial hardship and worried about your student loan payments? You're not alone. Many borrowers find themselves in situations where they need a temporary reprieve from repayment. Luckily, there are several strategies available known as deferment. This allows you to postpone your payments for a set period without accruing penalties.

Financial burden can feel overwhelming, but it doesn't have to control your life. There are viable strategies you can implement to escape the grip of debt and regain control. One critical step is to develop a detailed budget that tracks your income and expenses. This will give you a accurate picture of your existing financial situation and identify